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Archive for November, 2007

Policies for Rental car Owners

By James Tam on November 13th, 2007

When you drive a rental car, you are responsible for the damage to or loss/theft of the car you rent during the period it’s in your possession. Most personal auto insurance extends liability coverage to rented cars, as a minimum for occasional use. You are potentially liable for any harm you do to another personal sitting in the other car or another person’s property, if you are driving a rental car. A number of insurance companies offer “non-owner” automobile policies, these policies cover you not only when you rent cars, but also if you borrow a car from someone. Policies generally cover you for a fixed term, not per-rental.

Read: smartertravel.com

Get a Life Insurance Policy for You and Your family

By James Tam on November 12th, 2007

auto-insurance-nov12.jpgA life insurance policy is something that provides financial coverage to our lives and family. If you are above eighteen and eligible to enter into a valid contract, you can easily get insurance policy. There are many types of insurance policy in the market offered by the companies: these policies are as follows:- Money Back Policy- A part of the sum assured is paid to the policyholder in the form of survival benefit at fixed intervals, before the maturity date and the risk coverage on policyholder’s life continues even after payment of survival benefits. Endowment policy – the face value of the policy either at the time of death of the policyholder or at the time of maturity of the policy is paid. But the premium is much higher than for a whole life policy. Whole life policy- policy holder has to pay a fixed amount of premium every year based on his age and amount insured. This policy provides whole life coverage and accumulates cash values that can be used for emergencies.

Read: economictimes.indiatimes.com

Now you can Give Insurance Coverage to Yours Pets Too

By James Tam on November 8th, 2007

auto-insurance-nov08.jpgProgressive Group of Insurance Cos. Has introduced a new auto insurance policy which will cover pets too. The insurance company will pay $500 if the dog or cat get hurt or dies in car accident, you can get this policy without paying extra money but have standard accidental coverage. As a general rule if the driver makes an accident, the insurance company will give protection to all the cats and dogs in the other car but pets of the driver who is at fault, will not be covered. Geoff Souser, product manager for Progressive, said the new coverage demonstrated that, even in the sometimes slow-to-change insurance industry, “you can teach an old dog new tricks.”
Read: sacbee.com

Learner Drivers: Be Ready For High Insurance Premium

By James Tam on November 6th, 2007

auto-insurance-learner.jpgIf you are learner driver then you have to pay more to get your car insured. According to the Car insurance companies all the learner drivers are supposed to spend around fifty to seventy percent more for their car insurance. Even if you think that you are a good driver and driving for many years, insurance companies have nothing to do with it. You can not escape from paying high amount of insurance premium. The reason behind paying more is the insurance claims done by these learner drivers. So even if you have not met with an accident or have three years experience in driving: you have to pay fifty to seventy percent more.

Read: belfasttelegraph.co.uk

Finding Perfect Car Insurance is not an Easy Job

By James Tam on November 5th, 2007

auto-insurance-finding.jpgFinding perfect car insurance is not an easy job because people want more features more facilities and good service. If you do not want to spend much amount on the premium then you should be a little patient, hard-working and observant to get the best deal. You have to decide on how much money, you are ready to pay conveniently and which policy suits you better. You should always expect for the best and ready for the worst, getting your vehicle insured is very relaxing as you know that when you need (the time of misshaping) someone to help you financially: insurance company will be there just for you.

Read: articledashboard.com

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