Recommended Auto Insurance Quote Sites You Should Know About
8 Auto Insurance Facts For Dummies -Part 2
By James Tam on November 18th, 2006
Dummy Fact #5
Does the government set insurance rates?
Most likely not. The government is to insurance and rates are set by individual insurance companies.
Dummy Fact #6
If I buy a car right now can I get insurance on the spot?
Most companies will not cover you on the spot. However if you arrange with the car dealer they can get you insurance when you pick up the car. Could be a few days. Alternatively its best to organize your own insurance a few days before you pick up the car.
Dummy Fact #7
I’m a male who’s under 25. What’s my insurance rate going to be like?
Pretty high. Most male drivers under 25 are and statically proven to claim more insurance than any other age and gender bracket. So girls, you’re in luck, cheaper insurance than the boys.
Dummy Fact #8
Should I get insurance even if I’ve never made a claim for 10 years?
Yes, everyone should have insurance for the just in case moments. Like if someone car jacks your, you hit someone, there’s so many ways that you can get into an accident or theft. Even if you don’t make a claim for a long time, you’ll sleep better at night if you had insurance.
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