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Insurance Premium Depends Upon Many Factors
By James Tam on November 1st, 2007
The amount of insurance premium that you have to pay depends upon many factors like age, driving record, model and condition of the car. Generally the premium amount is set by the law, sometimes insurance companies determine the rate based on statistical data. Women are the safest driver so the possibility of accident is very less with them. In this case the cost of coverage may be less. But if she drives long distant frequently, the amount may go up. There is one policy that covers the owner in a rental car. There are many types of towing insurance policies. Some policies require you to pay for the towing cost up front and then submit an application for reimbursement.
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Teenager Stole Car at Whyteleafe
By James Tam on October 31st, 2007
A seventeen years old teenager stolen Audi at Whyteleafe and used it without insurance. At Redhill Magistrates’ Court the defendant stood before the bench as David Owen, prosecuting. Mr Owen said the police got all the information about the stolen car and the vehicle was spotted and pursued at speed into Croydon, where it stopped and the driver ran off. Philip Longes, defending, said that unfortunately, while attending a youth justice team program, his client was introduced to other young person who was so very confident and he had to drive the car unwillingly as he was forced to do it.
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People Switched Car Insurance Provider
By James Tam on October 30th, 2007
Do you know according to the Moneyexpert. Com data around fifteen percent of people have switched car insurance provider and ten per cent have settled on some different home insurer. Chief executive of MoneyExpert, Sean Gardner said “Insurance has been incredibly competitive for a long time now. Just turn on your television and you’ll see scores of advertisements all claiming to get you the best deal.” Mr. Sean Gardner also said, “Last quarter the effects of higher interest rates and a less than flourishing financial marketplace led to a widespread reduction in switching. We were all battening down the hatches.”
Read this entire article on myfinances.co.uk
Choose the Right type of Music While Driving
By James Tam on October 19th, 2007
The time you drive very fast with full volume of music player and full confidence that you have full control on your vehicle. If you choose right type of music, it will lead to fewer bumps and scrapes and even curtail your car insurance premium. A large number of people make insurance claim for driving distraction. Women drive very safe and sound. The music we play in the car may also have a role to play in how well or bad we drive. According research done in Canada, High volume music increases the chance of accidents. This loud music reduces the ability to think properly about your next step.
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Fitch Has Given New IFS Ratings of “AA” to HCC
By James Tam on October 18th, 2007
Fitch has given new IFS ratings of “AA” to HCC subsidiaries Perico Life Insurance Company, HCC Insurance Company, American Contractors Indemnity Company and United States Surety Company. Chief Executive Officer Frank J. Bramanti said “We believe Fitch’s decision to upgrade its ratings for HCC is based in part on the financial strength of HCC, its conservative operating approach and the depth and strength of its entire management team.” Fitch also improved its Insurer Financial Strength (IFS) rating to “AA” from “AA-”. The nature of risks and qualms which may have an effect on the Company are set forth in its periodic reports filed with the Securities and Exchange Commission.
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