Personal Injury Protection Coverage

By James Tam on September 27th, 2007

There are concerns that ending the mandatory no-fault system may prompt some drivers to drop Personal Injury Protection coverage in order to reduce their auto insurance premiums, leaving them financially unprepared for an accident. Personal Injury Protection covers drivers for medical bills and lost income. For people without other medical insurance, it could make the difference between a minor injury equaling a minor inconvenience or a major debt. It is highly recommended to get an uninsured motorist coverage because if the driver or anyone sitting in the car gets injured. There is another policy called Bodily Injury Insurance, which protects others if you make a mistake.

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